How to check if you have your tax settlement result?
The easiest way to do this is by logging into Skatteetaten or Altinn. You can also log into GjeldsMonitor to see if your Norwegian tax returns for the last 3 years have been updated with the latest year. You will see this in the same format as banks do in the Dun&Bradstreet credit rating system.
What does skatteoppgjør mean for your credit opportunities?
Your tax returns are like an open book to the banks. They allow financial institutions to assess your ability to manage finances and your responsibility in meeting state obligations. The better your tax situation, the better your chances are for favorable credit conditions – from lower interest rates to higher loan amounts.
New credit opportunities - cash loan up to 800 000 NOK
Recently, Norwegian banks have become more open to granting loans to foreigners, which is great news for Poles living and working in Norway. There are currently offers that allow you to take out loans of up to 800 000 kr. These funds can be used for any purpose, without collateral.
How to take advantage of the new opportunities?
Check Your Creditworthiness
Log into GjeldsMonitor and ensure that your current 2023 results have been included in the credit rating system visible to banks.
Check Available Offers
Send a single application (in english) to several Norwegian banks and wait for the offers. When filling out the application, pay attention to the amounts of income provided: annual/monthly and gross/net.
If any field in the form seems unclear or you are unsure what to enter, do not hesitate to contact our credit consultant. It is extremely important to fill out the application correctly because banks often reject applications or provide less favorable offers due to errors. If anything in the form raises your doubts, contact a consultant immediately to avoid making a mistake. Remember! Once the application is submitted, it cannot be edited. Therefore, it is better to consult during the filling process rather than after sending it to the banks.