Overpaying your cash loan is a simple way to save, but it requires good planning. If you can make regular overpayments without incurring additional costs, it's definitely worth it. Every extra payment means fewer interest payments and faster financial freedom!

Many expats living in Norway struggle with high loan payments – it’s a growing problem affecting more and more people.

Are your loans keeping you up at night? Read on – we’ll help you understand your financial situation and find the best solutions to regain control over your household budget.

Many people living in Norway start the New Year with a solid resolution: getting their finances in order. This isn’t just about creating a family budget or saving money but, most importantly, checking how much their loans actually cost them.

Taking out a personal loan in Norway is a significant financial decision that can help achieve plans such as home renovations, buying a car, or building a garage. However, to ensure the process runs smoothly and without surprises, it’s important to consider a few key factors to avoid unfavorable terms and excessive costs. Here is a detailed guide for those considering a personal loan in Norway.

The result of the tax settlement (Skatteoppgjør) is one of those things we eagerly await each year. It is also an excellent opportunity to check your creditworthiness. This year, thanks to new regulations and a more flexible approach by banks, you can take advantage of even better credit offers, reaching up to 800 000 kr.

Refinancing loans and credit cards is a topic that is increasingly gaining interest among expats living in Norway. In the face of changing economic circumstances, many people are looking for ways to reduce their monthly expenses.

The permanent personal number (Fødselsnummer) in Norway is not just a form of identification. It's a key that unlocks the door to a wide spectrum of services and financial opportunities, including access to cash loans. For people living in Norway, understanding the significance of this number is essential, especially in the context of cash loans.

To apply for a personal loan in Norway, besides having a permanent registered address, a minimum annual income of 220,000 kr, and being at least 23 years old, you also need a permanent personal number and no overdue debts, which means no inkasso.

In the following article, we will delve deeper into the last two issues.

If you're considering a consumer loan in Norway, you probably know a lot about the rules that apply in this area. However, there are a few issues that our clients regularly ask about when they want to apply for a loan. These pieces of information might be useful to you as well.

Does filling out a loan application in Norway seem to be a complicated and unpleasant task for you? Nothing could be more wrong. This is a short, at most a few-minute stage on the path to obtaining a loan, where you can count on the support of an experienced expert. However, there are several rules to remember. Therefore, we have prepared a detailed guide that will help you avoid typical mistakes, based on 5 basic principles worth adhering to.