Compare and Choose credit card for yourself in Norway
Instapay
Mastercard
The new credit card from Instabank is one of the cards with the lowest interest rate on the market: just 14.9%.
Instapay Mastercard benefits
Conditions for applying for Instapay Mastercard:
Nominal interest rate:
14.9%
Effective interest rate:
18.13%
Currency conversion:
2%
Term fee:
40 kr
Annual free:
0 kr
ATM withdrawal:
50 kr per transaction
Card setup fee:
0 kr
Shopping in Norway / abroad:
0 kr
nom. rente 14,9%, eff. rente 18,13%, 45 000 kr, o/1 år, kostnad: 4 194 kr, totalt: 49 194 kr
365Direkte MasterCard
Petrol card
One of the best gasoline cards in Norway. It's completely free, and with Cashback you get your money back every time you use your card at a petrol station chain and between 30 and 34 øre off per litre every time you pay for fuel.
The 365Direct MasterCard provides a number of benefits:
365Direkte is a unit of Danske Bank, DealPass discounts are also included with the credit card. This means that with a 365Private credit card you get 10-25% off at hundreds of stores, restaurants, etc.
It doesn't cost anything to apply for the card, it's free to own and there is only a fee if you opt for a paper invoice. You get up to 45 days interest-free as long as you pay off the outstanding amount on time.
Credit card with online banking
Since the credit card comes with online support, you always have an overview of what you use your card for. This gives you extra security and control on a daily basis. You can also download the Danske Bank mobile bank to keep an eye on your spending when you're on the go.
Effective interest rate:
25.53%
Annual fee:
0 kr
Shopping:
0 kr
Electronic invoice:
0 kr
Paper invoice:
45 kr
Currency conversion within Europe and outside Europe:
2%
Fee for cash withdrawals from ATMs and cash desks at banks:
DKK 40 + 2% of the withdrawal amount
Overdraft fee:
100 kr
Nom. rente ved 1,783% per måned 21,40% per år. Årlig eff.v rente: 25,53%
Resurs Bank
Supreme Card Gold
A flexible and secure credit card to pay for your purchases. You receive the invoice a month after your purchase and decide by yourself whether you want to pay it all off at once or spread the repayment over a longer period.
KSupreme Gold Card Benefits:
Conditions for obtaining a credit card:
Effective interest rate:
26.25%
Annual fee:
0 kr
Cash withdrawal:
1.95% of withdrawal (min. NOK 35)
Card set-up fee:
0 kr
Shopping abroad:
1.95% of the purchase amount
15 000 kr o/12 mnd, eff. rente 26,25%, kostnad 1 925 kr, totalt 16 925 kr
Komplett Bank
Kredittkort
A credit card that gives you bonuses and many benefits when you shop online.
Komplett Bank MasterCard - benefits:
Conditions for obtaining the Komplett Bank MasterCard:
Annual nominal rate of interest on purchases of goods:
21.4%
Annual nominal interest rate for cash withdrawals:
24.9%
Currency conversion:
1.75%
Term fee:
40 kr
Annual fee:
0 kr
ATM withdrawals in Norway and abroad:
0 kr
Card setup fee:
0 kr
Shopping:
0 kr
Eff.rente 24,2%, 12 000,- o/12 mnd kostnad: 1 468, totalt: 13 468