Debt refinancing (nor. refinansiering) is the repayment of previous debt with a new, more favorable loan. In practice, this means taking another, larger loan that covers old debts - by repaying the debt, you develop your creditworthiness, so you can count on better conditions and lower interest rates. This is a chance to save up to thousands of crowns. In addition, refinancing makes it easier to control expenses and increases the transparency of your home budget.
Do you have several loans, debts on credit cards or old loans that you have been paying back for several years? It is in such cases that refinansiering may prove to be a very appropriate solution. You can combine loans into one and pay off one fixed installment. In addition, you gain time spent so far on servicing several loans.
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